A Freedom Story from Arthur Koberinski, Ontario, Canada
Courtesy Notice, Foreclosure Flyer, OPPT-IN Website, Public/Law Notice
THIS DOCUMENT IS A MATTER OF PUBLIC RECORD
Jock Lumsden ; Senior Counsel, TD CANADA TRUST GROUP
I would like to get a few things straight. Are you aware that it was I, Arthur
Koberinski, that first approached TD CANADA TRUST in good faith in January 2013, to
acquire a balance due so I could authorize payment in full?
Are you aware that in January 2013 I directed the manager of my home branch to
produce the original contract with my wet ink signature for my inspection? Is this
not due diligence? Have you presumed that I wish to keep a copy? Is your reference
that I have been forwarded what I am entitled to, in a true copy, adequate evidence
of a lawful contract? I thank you for that, but that is not adequate proof for me,
as the bank has my signature and Shelagh Koberinski’s signature on file. Is it
beyond possibility that someone could easily tamper with signatures on file or even
with the original contract?
Are you of the opinion that my requirement to examine the original document would be
for any other reason than for satisfactory proof of an existing lawful contract?
Can TD CANADA TRUST’s refusal to comply be interpreted as an act of bad faith? Are
you aware that basic contract law states that this alone negates any obligation on
my behalf? Do you rebut this?
You write “the Bank will continue to avail itself of its lawful rights”, in one
sentence and “this document is of no legal consequence….” in another. Are you
suggesting that legal and lawful are of the same force and effect? Are you in error
of your application of terms? Are you acting in common law or in corporate statutes,
codes and regulations? Or are you being double-minded and acting in both? Would that
not be malfeasance of office? Can you please define?
My understanding is that the definition of “law” is an agreement of parties. Why is
it that TD CANADA TRUST can not provide me satisfactory evidence of a lawful
contract? Are you aware that I was in good standing on the product, until the time
of my offer to settle the contract in January 2013? Did TD CANADA TRUST inform you
that I only suspended payment until such time a lawful contract was presented to me?
Why has a lawful contract not been produced in six months? Why is TD CANADA TRUST
seeking legal action when they are in breach of contract? Are you attacking me on
behalf of TD CANADA TRUST, while I am still in honour of the contract?
Do you possess a contract, with my wet ink autograph, from any agency in CANADA that
states that I, Arthur Koberinski, give consent to be governed? Why is TD CANADA
TRUST attacking me in SUPERIOR COURT OF JUSTICE, court file no. CV-13-113910-SR? Who
authorized TD CANADA TRUST the use of the name ARTHUR G KOBERINSKI as personal
identification? Who authorized TD CANADA TRUST to convert my title or status without
full disclosure of the legal ramifications?
Are you aware that corporate laws, statutes, codes and regulations have no force or
effect over one who does not consent to being governed? Are you aware that the
Canadian government in all its grotesque forms, are de-facto, not dejure
Are you aware that within the corporate CHARTER of CANADA there are codes,
regulations and statutes that would only be in effect to a corporate citizen,
employee or representative upon their consent to be governed? Is it not written
within the Criminal Code, Sec. 15, that citizens and people are not obligated to
follow a de-facto government?
Does the Corporate CHARTER of CANADA define CANADA as, “includes the territorial
waters and inland waterways of Canada”? Have you ever looked up the word “includes”
in Black’s Law Dictionary? I understand this to be an EXCLUSIONARY definition, that
the only thing Canada includes ARE the territorial waters and inland waterways. Who
claims the LAND?
Can you show me the law of the land that you are acting under on behalf of your
client? Do you truly believe that human beings are unaware of their rights, who they
are, and how to seek remedy from fraud?
You asked for clarity on the constructive fraud mentioned in previous
correspondence. Do you dispute that CANADA is a Corporation, Chartered in the UK?
Are you of the understanding that CANADA is foreign-owned, foreign-registered, as a
corporation, operating on many levels and shell companies? Would you believe that I
have found at least 4 CANADA’s registered in USA as well? Which one are you
Why are we required under statute, which we are taught is law, to register our
children with the government upon their birth, under penalty of law for failure to
do so? Is this not violating basic human rights?
Does this process not then produce a document issued by the provincial government
called a BIRTH CERTIFICATE? Is this document then not evidence of a trust between
the human being and the government?
Do you deny that the Birth certificate is a security? Is this why we are granted
“security of the person” in the Bill Of Rights (Dieffenbaker, 1960)? Is a security
then deemed to be FRAUDULENTLY conveyed when delivered through the public mail
system? Is this certificate printed on bond paper by the Canadian Bank Note Company?
Do you have knowledge that the BIRTH CERTIFICATE is for Treasury Use Only? Are we
taught in public school to apply for a SIN number, contracting the people unlawfully
as minors with CANADA, and that we are required to have this number to engage in
organized sport or seek employment?
Are we informed that there is a contractual obligation that assigns Power of
Attorney to the government over the legal person they created with the birth
certificate, thus obligating us to Canada Revenue Agency and the CHARTER?
Does the acquisition of the Driver’s License constitute a contractual obligation to
conform to the Criminal Code of Canada, as well as the Highway Traffic Act? Are we
not required to produce, as identification, the Birth Certificate to acquire these
documents? If none of the above is taught in government-approved education systems,
would that deem the intent to be less than honourable?
Do these government-approved education systems teach us that we have to go to a bank
to “borrow” money to purchase a home or car or whatever? Is it through the
presentation of government-issued documents as identification that the bank agrees
to contract with the human beings living on the land? Can they do business any other
Can you provide facts or evidence that the founding document, the Birth Certificate,
was not fraudulently conveyed by means of illegal delivery of a security instrument
through public mail? Is a contract void due to non-disclosure to either party as to
the terms of the agreement? Would any documents derived from the Birth Certificate,
ie. the founding document, be valid or be deemed to be null and void? Would that
therefore nullify the Claim made by TD CANADA TRUST against my legal person?
What is the identity of the person making the claim? Who is the injured party? Will
anyone come forward stating they have a valid claim against Arthur Koberinski, the
living breathing human? Does TD CANADA TRUST have a proper Notice to deal with this
honourably? Who is available to negotiate that claim?
Why are we not taught that we can create money (“bond”) using our inherent rights
and our wet ink autograph? Is it not the truth of the matter that a bank can not
“lend” their customers assets, nor the banks operating capital? Is it not true that
the balance deposited into an account upon issuance of a “product” does not exist
without the signature? If I create the figures with my signature, then shall I not
have the same ability to discharge them in the way that they were created?
So it is done, so shall it be undone.
What has been loaned? If the loan takes place through fraudulent contracts that are
not fully disclosed to the signator, are we not entitled to rebut? If full
disclosure had taken place, how many human beings would agree to the terms? Would
you agree to pay the bank the full amount of the contract plus interest, for
accessing YOUR bond on YOUR behalf, without informing you that you are acting as
creditor AND debtor in the same transaction?
Where is valuable consideration? When the bank accesses your government bond, then
attaches an interest on your real property ie. security, are they not acting
fraudulently? Is it lawful to loan anything in a usufructary arrangement such as
land title? Are you familiar with the term ‘usufruct’? Because if not,…
Are you aware of the undisclosed granting of ‘Power of Attorney’ over your legal
person that is written in a bank’s contract? Are you aware that this allows the bank
to sign and act on your behalf, without your knowing consent as to what is
transpiring with your signature, while you are absent?
Now that you are somewhat aware of the FRAUD being perpetrated on the human
population of what was supposed to be a Nation of people, what choice do you make?
Will you make a conscious decision to continue to violate my human rights?
You may be forwarded my invoice for my time and energy thus far. Will you please
provide the name and titles of the human beings that contracted you on behalf of TD
CANADA TRUST, to initiate this action against my person. They shall be receiving an
invoice too, as will the CEO and CFO of and Board of Directors at TD CANADA TRUST.
Please send me a company executive list of names & contact information.
I am still open to the idea of an honourable solution to this issue, as well as
issues faced by TD CANADA TRUST executives and the law firms they employ. Arrange a
meeting for Arthur & Shelagh Koberinski and the appropriate governing agents for TD
CANADA TRUST and your firm. They are well aware of the UCC filings of The One People
and of their force & effect. This does not have to be an adversarial encounter, as
my solution will benefit each human being in attendance.
If the Government of Canada can fraudulently create a bond in my name as a
representative of my legal person, without full disclosure to me of the implications
of the bond, it should therefore be no problem for me to lawfully represent my name
and do business on my own behalf with any financial institution of my choosing.
I propose TD CANADA TRUST recognize my Declaration and underwriting of a financial
instrument (similar to a bond) to prove to humanity that money is created from my
value as a
human being and accessed through my wet ink signature. This seems to me to be an
honourable, transparent solution to the global financial crisis we are now
TD CANADA TRUST has the opportunity to show the One People of the World its’
benevolent intention in the transformation of the financial system from a
debt-slavery system to a system of abundance and equity for all.
Please consider the ramifications of the choice now presented to such influential
and conscientious human beings, such as yourselves. You have an opportunity to usher
in a peaceful new Paradigm of international banking and finance.
With love and transparency, we can end starvation, war, pollution, disease and
inequality based on financial domination of the world by a select elite few.
For your honest and thoughtful consideration, please govern yourself accordingly.
Authorized Administrator for:
ARTHUR G KOBERINSKI
to create greater awareness of who I AM
Letter sent to legal counsel of TD CANADA TRUST for line of credit
By asking questions, you are acting as KING. You can not be held in contempt or
dishonour for asking questions.
Act AS THE KING or sovereign!