Example of Letter to Student Loan Bank

by / Thursday, 23 May 2013 / Published in Courtesy Notice, Freedom Stories



Example of Letter to Student Loan Bank











RE: Acct. # xxxxx


Dear ???? (I do not in fact have a name to address this letter to, as not one of the letters I received came from a person.  They have been signed “xxxBank”, and so this letter is addressed similarly.)


As a point of fact, I have no idea who, if anyone is reading this letter.  I send it as an exercise in communication.  Do institutions read? I have not in my lifetime ever had a conversation or exchanged correspondence with an institution.  This is a first.


The letter in question was dated May 16, 2013.  I assume this was a computer generated date, as in fact there is no evidence otherwise.  The letter in question uses the pronoun “you” often.  It never, as a point of fact, references the writer of the letter.  I have no choice then but to assume this “formal demand…of the entire balance… within ten days of the date of the letter” is made by a computer.  I do not respond to demands made by machines.


The last time I checked, I was a living, breathing being, fully empowered with my own value.  As such, I introduce the following information.


It has been brought to my attention recently that on December 24th 2012, the Whitehouse was served with foreclosure documents.  Our alleged Governments (actually Corporations pretending to be Governments) were accused of Treason and Monetary System Slavery (in many forms).  These Corporations who were pretending to be Governments and all Banks, and all Companies who were operating as Corporations were foreclosed upon on that date.  Since the “alleged” US Government was a Corporation and never our Government, it has been foreclosed upon.  They were noticed 3 times in a row and given the opportunity to answer to this charge.  They remained silent.


During a Christmas Vacation in 1913 while Congress was still in session, two Congressmen (Wall Street Bankers who became Congressmen), wrote a bill to Charter the Federal Reserve Bank. Woodrow Wilson, our president at that time, signed it into law. His face is on the highest denomination ever in circulation (1934 – 1935), the $100,000.00 bill.


Around the same time all Government offices incorporated and created Corporate Government offices for profit.  Even the Securities and Exchange Commission is merely a Corporation for profit, and is not a lawful Constitutional Government office.  So, all Corporate Charters issued since 1913 are unlawful and illegal.


When we are born a Trust Bond Account is assigned to you as well as every live birth human being.  You can see proof of that account number if you view any Birth Certificate, locate and see the Bond Number assigned.  This is assigned to the straw man name assigned to each of us.  That straw man name would be written or typed out in ALL CAPITAL LETTERS.  Once a person passes 7 years old they file a charge that the person (straw man) has died, and Corporate Governments collect on that persons Trust.


The straw man was invented to register everything and everyone in commerce. Why? The Constitution granted government the right to regulate commerce and explicitly forbade them from bossing around a natural person. So, they tricked natural people into registering themselves in Commerce, and then used the freedom built into the Constitution to regulate, own, and trade everything they had just put into commerce.  This includes you (assuming you are a natural person and not a computer or an institution) and me.  Once you’re registered in commerce via birth certificates, licenses, social security or simple contracts then they had you.


Also when a person uses their signature, loan companies, banks and other institutions “monetize” that signature and turn it in for money.  It is becoming common knowledge that this can repeated for up to five times the original loan amounts.


According to the UCC filings by the One Peoples Public Trust at www.peoplestrust1776.org alleged Governments, Banks, and Corporations (loan institutions) have all been filed upon through these UCC filings.  We are now under “Common Law” not “the law of the sea, Corporate Law, Maritime Law”; which is no longer valid.  The One Peoples Public Trust, with these filings, puts an end to all corporate entities which were created to “handle, manipulate and use for profit” all the commerce they created.


All current UCC files can be viewed in full at the website listed above, see upper column and click on “UCC Filings”.  The Trustee’s phone numbers are posted at the website as well.  Included with this letter is a two page description of the Trust and filings.


As a result of these actions, here are my questions and requirements. I have reason to believe that XXX Bank failed to disclose that XXX Bank used my note, capital, funds or money equivalent to fund a similar instrument that was used to fund the charges on the alleged account, whereby XXX Bank risked nothing of value; also, that XXX Bank has not used any of its own capital, money, funds or money equivalent to pay for any charges on the alleged account and in fact used my note to fund charges to the account while retaining payments from me.

  1. Was there ever an actual loan made?  To establish if a loan was made and that I may have a legal debt, you would have to produce documentation of prior title, ownership and rights to the money you purportedly loaned.
  2. Produce documentation of the history and origin of funds that they purportedly had prior title, ownership and rights to and that you purportedly loaned me (banking requires 3 generations at least if not all the way back to issuance/creation of the alleged funds…this is why Banks issue a letter of origin /history of funds).
  3. Produce documentation of the actual transaction and transfer of said funds (prior title, ownership, and rights) from loaner to borrower (invoicing /receipts) there is a difference between a loan and a debt, conceptually and factually.  Only an invoice has to be paid…however you would first have to show that a loan was made…if no loan, each invoice is fraud.
  4. Proof that one of my original wet ink signatures has not been monetized and you already have been paid in advance for my loan.


The above, which by all current law is legally correct, means that the loan as indicated above was never legal to begin with, all slavery money making systems (those giving loans, using credit scores to give higher base loans, monetizing signatures and collecting several times from signature were fraud to begin with), in addition to all Corporations not having legal corporate charters because the Securities and Exchange Commission is a Corporation for profit and not a Constitutional Government office in the first place; then this institution is operating unlawfully.  The UCC filings state that all Corporations have been foreclosed.  All debt has been cancelled from these foreclosures.


This is a plethora of evidence to that fact.  I believe the UCC filings are lawful and correct, and that you are

  1. One of those Corporations that has been foreclosed, and may be operating a unlawful Money Slavery System spoken about in the UCC filings, and
  2.  2.  May also have monetized my signature on the documents and/or the check I counter signed as well.  I want proof you have not been paid off in advance, I want proof you are operating legally as a Corporation and according to the paperwork I have witnessed you are not.  I want proof this debt in fact has not been dismissed as a result of the UCC Filings.


In communicating with me, I will need to know in what capacity you are doing so.  Since xxxxxxxBank is not a legal Corporation or a person.  Are you communicating with me as another person?  Any and all future correspondence/documents must be signed personally, not stamped by a computer.



“I reserve all my rights without prejudice” UCC 1-308

XXXXXXX (Your name)

The One People’s Public Trust (OPPT)

The OPPT documents that were disclosed on December 25th have swept across the land like wildfire.  It has become a grassroots movement taken on by hundreds of thousands of people across the world (soon to be millions) who all want the same thing; They want freedom from the old enslavement system and a choice to live their lives according to their own free will and to exercise their own free will choices. The current systems have failed and they are being held up only by artificial means and the last bit of energy that was already “in the pipes” before the foreclosure.  The OPPT documents open the door to the possibility of allowing the people to free themselves from these failed systems and co-create a new system, according to the desires and free will choice of each acting in the highest good of all where we can all thrive.

What is the One People’s Public Trust?

The One People’s Public Trust itself consists of every person on the planet, the planet itself and the Creator.

The One People’s Trust trustees are a group of very skilled individuals including legal professionals who, in conjunction with a positive group inside the financial system, carried out extensive investigations into the massive fraud and theft taking place at the time.

After exercising extreme prudence, the OPPT concluded that the corporations operating under the guise of the people’s government and financial systems were committing treason against the people of this planet without the people’s knowing, willing and intentional consent.  Through a series of REGISTRATIONS of the BE’ing of the one people of this planet, the land, airs, seas and every creation thereof and therefrom, all unlawful and illegal claims of ownership and actions of management and control by the principals, agents and beneficiaries were lawfully and legally duly cancelled and foreclosed upon by their own free will choice not to remedy the damage they had caused.  The final report from the investigation is to be found here http://www.scribd.com/doc/118067922/PARADIGM-DOCUMENT-FROM-THE-TREASURY-FINANCE-AG-INDUSTRIESTRASSE-21-CH-6055ALPNACH-DORF-SWITZERLAND

OPPT guards, protects and preserves all BE’ing, inclusive of gold and silver previously misused and abused by the banking system. The one people of this planet, and all BE’ings guarded, preserved and protected in Trust, individually and equally, are the only lawful and legal issuers of any legitimate REPRESENTATION of value, especially currency. The alleged main stream banking system no longer has asset backing. The trustees have returned and allocated a significant amount value to each human, a value that could pay the debt of the average person many, many times over. This is unnecessary of course. All debt has been eliminated by the very fact that the banks chose not to provide verified documentation that a loan had ever been made, as a matter of law, as a matter of fact, and as a matter of public policy, and the banks therefore chose by their free will choice to foreclose on themselves.

Many significant changes have come about including that we now live in a world of unlimited responsibility and liability that may bother you, but when you have a huge asset to call upon in need, that fact is mitigated.

At the same time, the trustees invoked a replacement system of governance called Creators Value Asset Centres or CVAC’s. The CVAC system is the antithesis of the corrupt, externally controlled looting devices that were termed Governments. They are in fact, in commerce, in law, preserved by public policy, REGISTERED as wholly owned, with full title, value and rights, co-jointly and equally by each of the one people on this planet, expressly warranted to be entirely transparent entities that exist only to serve the people of this planet by providing any systems of assistance the people of this planet deem necessary or desired, and these systems are prevented from impinging on any aspect of the free will of any human.

The CVAC system is presented as a planet wide, completely interconnected network structure run only by bonded public servants who act with full responsibility and in full liability at all times. Every human on the planet is served by CVAC and its BRANCHES. Each former nation on the planet has one CVAC BRANCH reserved for it. This incredible paradigm shift is just beginning to unfold right now.

Why is day to day life still the same? The old system is currently in denial and although there are negotiations going on continuously at the highest level, the news of the existence of the Trust is deliberately being kept out of the main stream media by the alleged corporate system to deceive the one people of this planet as it always has done. The impending implementation of funded CVACs will correct this situation.

Yet this document is in front of you and YOU now know what is really happening. You are now part of the paradigm shift.

This document is a lawful and legal challenge to approaches by individuals acting in ignorance of the new system or knowingly, willingly, and intentionally attempting to usurp, violate, invade, abrogate, subjugate, or insubordinate any BE’ing on this planet.

It is also an invitation to participate transparently, with integrity, in the greatest period of change ever seen on this planet.

In the months to come our world is going to change beyond recognition. Our true history will be revealed along with the truth of the system we have been living under. Much technology that has been withheld from us will be released including power production, health and transport. War, disease and pollution will be a thing of the past.

Each of us needs to do our own research. Patience is required while we develop our own understanding of what is occurring and choose what we do with this information only as it resonates within each of us. There are many groups around the world that have formed to develop strategies on how best to use the OPPT filings to help free the people and many who are working to push the information out to the people as the CVAC system is prepared for rollout.

Just Google One People’s Public Trust, OPPT or go to

Thank you.


20 Responses to “Example of Letter to Student Loan Bank”

  1. Kathy Tabandera says : Reply

    The President in 1913 was Woodrow Wilson when Fed Res was created. FDR filed bankruptcy and offered for collateral us, the people, as collateral in 1933

    Otherwise good letter

  2. Scot says : Reply

    Just a heads up. FDR was not president during the implementation of the federal reserve act. The man in the office of presidency at that time was Woodrow Wilson. He signed the act into law. Coincidentally Wilson’s face is also on the largest bill ever produced by the nation. It was the $100,000 bill.

    Roosevelt also did not resign office. He died in office near the beginning of his 4th term as dictator…I mean president.

    Just a sound piece of advice before you send this letter. Make sure that you have all the facts straight because if you don’t, it will ring of incompetence to those who will use your mistake against you. And they will use that mistake against you.

    You may want to shorten the length up a bit and leave controversial information and historical facts out of what you send too. Just send them the facts. 1. Corporations were foreclosed. 2. The folks who are reading these letters are now 100% liable for what they do. So instead of writing the letter to the entity and anyone who might read it, you may want to find a person who you can mail the courtesy notice, to.

    Find someone in the corporation who you can get to provide you with their first and last name as well as the address to where they can be mailed. Home addresses are fine and would work very well, but don’t expect them to give out their home info or even their full name. Expect them to give out their first initial and last name. You might want to stop payments to the company if you haven’t already, as well. Go all the way in or don’t go in at all.

    Ken and Scott Bartle have a stealthy but effective way to find out information like names if you only get a first or last one from who you’re talking to.

    If you have stopped payments on loans, you will receive letters. Contact the company and tell the individual that you have a letter which will clear everything up in your account but you need to send it to them directly. Tell them it is an important piece of information regarding a recent change to international law. Then send them a courtesy notice letting them know the game has changed and that now they are 100% liable for their actions under the new rules.

    Then start invoicing them.

    But they may not understand what is happening, so you’re going to have to keep invoicing them until they quit their job or until action ceases against you. The courtesy notice actually spells it out that if anyone continues contacting you from that company in any way, including sending your case to another agency or reporting on your credit, the person you sent the notice to will be invoiced. They literally have to quit their job in order to get out of it.

    They will eventually leave you alone and they may even do as you request. You can even request for them to cease perpetuating private money and slavery systems. Because that’s what they’re doing.

    But no matter what, go all the way or don’t go. You must contact an individual or you are not going to get any results.

    I hope this helps.

  3. Trish House says : Reply

    On a recent Collective Imagination show one of the hosts made a comment about the action of placing a lien against the personal property of someone who is refusing to pay the invoices we send. Does anyone have data about this? How is it done?

    • Scot Rogers says : Reply

      I’m working on that as well Trish. I’ve gotten some leads, but there seems to be some misunderstanding as to the exact steps to take. I’m not sure if I need to file a UCC 1 and if so, if I have to file all the declaration of facts that was included in the OPPT tool box.

  4. Todd Cowart (nontaxpayer) says : Reply

    Scot and Kathy, you both beat me to the punch about the FDR mistake. I wish they would edit the document so someone doesn’t just see it, copy and paste it to a Word doc and send it off without first reading these comments. We all know someone more than likely will do just that.

  5. Sophia says : Reply

    Hey everyone,

    The letter was a combination of several sources and you are correct in that there was not much deeper research done, (obviously). It has since been corrected and the new version will soon replace this one. Thanks for your suggestions!

    Much love.

      • D says : Reply

        Hello, I have a question, the student loans I stopped paying because they could not prove valid contract existed between us, recently began to garnish my wages. Aside from sending this letter, any suggestions for me? My intent is to stop the garnishing and have what was taken returned. My job will not stop it unless they receive a letter from the student loans. I thank you in advance!

  6. D says : Reply

    Hello, I have a question, the student loans I stopped paying because they could not prove valid contract existed between us, recently began to garnish my wages. Aside from sending this letter, any suggestions for me? My intent is to stop the garnishing and have what was taken returned. My job will not stop it unless they receive a letter from the student loans. I thank you in advance!

    • Sophia says : Reply

      I am not sure. The situation this letter was written for has not been resolved. Have you included the questions noted in the example letter? I believe that our own internal resolve that “money never actually changed hands” is the key… this is a fraudulent debt. That is the position you have to take and from it never waver. You will be glad to pay an actual debt, yet the burden of proof is on them. Your place of employment perhaps will operate on that information? Do they understand what is happening? You are educating them, sounds like more than one of them, and it will take persistence. Continue to send as much information as you have. That is my only advice. If there are any lawyers out there reading this, perhaps they can tell you what approach to take with your employer.

  7. Sarena says : Reply

    Hi I have a student loan and they recently just started garnishing my wages. I recived a letter from EOS CCA-ED debt collector to explain my hardship… I haven’t sent your example letter yet just would like to know how I go about it stop garnishment and the debt completely

    • Sophia says : Reply


      We have never gotten to the point of wage garnishment, so I am unable to answer your question usefully. The CN’s have worked in our case. It may depend on which bank? I am sorry. What I have done in every case is continue to send letters and do so when there is no fear at all in my heart as to the consequences. All debt it fraud and when my actions follow only that one knowing, with firm conviction, they work. I will say that the banks are persistent and in some cases have sold the debt 3 or 4 times, as is evidenced by the “new” debt collectors we have heard from. If I were you I would compose a letter after researching the legal basis for garnishing wages. It sounds like government tactics, how else could they do it?
      I do know that hardship will allow you to stop a student loan payment for a period of time. Perhaps that is the avenue to take until this thing finally ends. Be strong and the answer will come.
      Much love,

  8. lisa says : Reply

    I’ve been studying the UCC process for over 2 years. I decided to file my UCC1 statement in March 2014 and signed over all my debts to the US Treasury and little by little I am seeing results. As far as my student loans go on my credit report it says “STUDENT LOAN ASSIGNED TO US GOVERNMENT “. now each credit report is slowly coming around but I’m proud to say I’m a Secured Party. Good luck to you all.

    • Sophia says : Reply


      I am VERY interested in your process… would you outline it either here or to me privately so that I could publish it for others in my newsletter? ( I will leave your name out of it) My email is sophia@sophialove.org and this is a subject I have addressed frequently. This is the first time I’ve heard of that particular credit report statement. Sounds like a success to me!! Way to go!

      With love,

    • Lisi McFenn says : Reply

      Lisa, i would love to know exactly how U did that. If U see this reply, are willing, and have the time, would U point me to U’r sources for UCC info study and/or examples of how to fill out the UCC-1? I’m @: ugituntley2014@hushmail.com
      Thx in advance if available…

    • Wendi Vickery says : Reply

      Can you explain the process you used for this?

  9. noel says : Reply

    hi guys, To understand the power of a Commercial lien, GOOGLE: commercial liens a most powerful weapon.
    cheers Noel

  10. noel says : Reply

    hi again guys, There is a new movement to help the people take back their power and restore Common Law started by Sasha Stone, it can work if the people get behind it, check it out guys, GOOGLE:
    International tribunal for Natural Justice.

  11. beulah says : Reply

    And if someone could forward me the resources for understanding the UCC process, I would appreciate it. I would love to find out about debt and student loan debt in particular. For Lisa, prior to filing that UCC1 had you been paying on your student loan or did you stop. At present, I have been behind for awhile. I had originally a 25, 000 debt. Now it’s 12,000 and they are demanding full payment or else garnishing and giving as a default on credit and collections. Trying to figure out what to do? My email is shaw.slp03@yahoo.com. Does all of this require money for application??

  12. veronica says : Reply

    I am learning about the ucc1 process and have created and sent documentation to the department of treasury to discharge/adjust/offset my income tax debts. I am seeking to find out the process to that I am required to use for the discharge my $130,000 school debts.

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