<<INSERT Your Name>> <<INSERT Your Address1>> <<INSERT Your Address2>> Date: <<INSERT Day Month Year>> <<INSERT Name of Individual>> c/o <<INSERT Name of Bank/Financial Institution>> <<INSERT Address>> <<INSERT Fax / Email>> cc: <<INSERT Name of Marketing Manager>> cc: <<INSERT Name of Investor Relations Manager>> Re: Revised banking practices and new opportunities Dear <<INSERT Name of Individual>> An avalanche of information has recently come before me that concerns 1) the true legal status of the world’s banks and corporate governments and 2) the actual process that banks use to create ‘credit’ with the undisclosed use of borrowers’ signatures for the bank’s benefit. The purpose of this letter is to give you and <<INSERT Name of Bank/Financial Institution>> an important opportunity to set new standards of behaviour and intent, as the banking sector navigates: 1) the new legal landscape as mentioned above and 2) new ways of doing business with the public based on transparency and legitimate services rendered. Let me explain… The following quote from an IMF publication categorically states that the origin of money loaned by banks actually comes from the “borrower”:
“... under the present system banks do not have to wait for depositors to appear and makes funds available before they can on-lend, or intermediate, those funds. Rather, they
create their own funds, deposits, in the act of lending.
This fact can be verified in the description of the money creation system in many central bank statements, and
it is obvious to anyone who has lent money and created the resulting book entries.”
1
Other excerpts from various
Central Bank Statements
are just as clear as to the origins of money and the creation of credit through standard negotiable instruments
:
 
“Banks create money when they lend it”
2
“... banks extend credit by creating money.”
3
“What they do when they make loans is to accept promissory notes in exchange for credits to the borrowers' transaction accounts.”
4
“...credit of promissory notes (money of account) become money when banks deposit promissory notes with the intent of treating them as cash.”
5
“Commercial banks create checkbook money whenever they grant a loan, simply by adding new deposit dollars to accounts on their books in exchange for a borrower's IOU.”
6
From these quotes it is obvious that the use of promissory notes as credit i.e. cash, is not only legal but also widespread in the industry, a fact not generally known by the public. I will come back to this in a moment. As mentioned above, it has also come to my attention that according to recent Uniform Commercial Code filings, all the worlds’ banks (including <<INSERT Name of Bank/Financial Institution>>) and corporate governments are foreclosed, and therefore all and any alleged debt is cancelled. (Please see attachment for links to the UCC filings). The reason I am writing to you is to let you know that I have a meeting booked with my local branch manager, with the objective of ensuring they are made aware of the recent foreclosures, how the nature of banking and borrowing has been forever changed and that people are now able to access any additional value they require, for whatever purpose, using the bank’s existing money creation practices. I will then be providing the manager with the necessary documentation to open a new account with your bank, accompanied by a Promissory Note/Declaration of Value of Deposit to be used as funding to open that account. I will also give them the opportunity to continue to provide banking services to myself, under a revised set of Terms and Conditions that ensures the bank still receives fees from any transactions we may have, whilst maintaining complete transparency and integrity in those dealings. Please let your branch managers know, so they and your other agents are prepared and awakened to the facts as they stand today, because, as more and more of your customers and the general public become aware of the above matters, many will be seeking to do business with you, only in new and exciting ways. Finally, this is an open invitation to you personally, to become one of the fore-runners in pioneering these new standards in the banking and financial sector in << INSERT your
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