Bob Wright: Phone Conversation with His Bank
Bob posted these audio files of his phone conversation with the Bank.
Part 1 .
Part 2 .
Thanks to the amazing transcription team for transcribing the phone conversation.
Below is the full transcript of Bob’s recorded conversation with the bank vice-president, followed by the hosts’ discussion afterward (Bank Vice President=VP):
Bob: And you are obligated to accept deposit?
VP: In the negotiable instrument then, we are obligated to accept deposit, you are a hundred percent correct. So we’re looking for a negotiable instrument that you’re planning to deposit.
Bob: The negotiable instrument is the Certificate of Value which qualifies as a documentary draft.
VP: We’re a the collecting bank that’s involved with this.
Bob: I am the bank and the financing statement is there which shows the, we’re the origin of the (inaudible)
VP: Okay then. So when we go out and as you’re aware with bank type of deposit that is made, the bank acts as a collecting agent. So we in turn collect that money on behalf of the customer which is you.
Bob: I have created the money in the form of a representation of value which you call a negotiable instrument which is the same process that you take for when I go in there for a loan. When I go in there for a loan you deposit the promissory note as cash as per the guidelines for the Federal Reserve. Now that cash that you put into the account, can you show me the proof, title, origin and ownership of those funds?
VP: With any of the loan proceeds that go into your account, ‘cause the collateral or the value behind the cash deposited into your account is the property on which you’re getting the loan whether it be a house or vacant land, whether it be a motorcycle.
Bob: I understand. This isn’t for debate Tom. There’s been a five year investigation on the whole lending procedure: a Paradigm Report which I have also included with you. I’m not gonna play games with you, okay? All loans are fraudulent, because it is the people who are the creditors in every lending transaction. That’s a proven fact. Now it’s a fact that’s been hidden from the majority of the public, I am not one of those majority. I am aware how the banking system works. I understand that I am always the creditor and that all money is backed on my value. That value has been secured in a financing statement. Now you, as a member of the Federal Reserve Board have been issuing Federal Reserve notes which are bank notes, I.O.U.s, promising to pay the people. You cannot promise to pay the people if you have not taken something first. That value is ours. Now I have given you all the proper documentation. If you do not have a lawful reason for dishonouring my instrument, I expect the deposit to be in there. Then you had 72 hours by law to process that transaction which you are well over.
VP: Alright. Are you there Robert?
Bob: Yes, I am.
VP: I’m listening.
Bob: So my question to you is are you going to break the law right now and dishonour my instrument or are you going to process the transaction?
VP: We’ve made the statement that we are not going to process your instrument.
Bob: Okay. Can you give me a lawful, and I need to know the reason for which you’re dishonouring my instrument.
VP: Your instrument is not negotiable. You’re depositing a non-negotiable instrument. For us to accept your deposit, we would need to go and collect that money or monies from somewhere. You’re saying that it’s backed by the full faith and credit of Robert L. Wright if I understand it correctly and maybe…
Bob: Well, you’ve got a financing statement there, right? And you, being part of the Federal Reserve system are the debtor, okay? The Bank of International Settlements and the Federal Reserve have been foreclosed on, unrebutted, that value was secured. All the value, I mean basically the people own the bank, we have always been the value. The game is over. The whole Federal Reserve, it’s crumbling, it’s done. It’s over. People are aware of how money works; you create money out of thin air and then ask people to pay it back. One consideration: have you ever given anyone in any (inaudible) transaction…
VP: You’re saying, from a stand point that we just give money away.
Bob: Well, you give money that you don’t have.
VP: (Inaudible) is First National Community Bank.
Bob: Every bank.
VP: I can’t speak of other banks.
Bob: Okay. Well, (inaudible) explain to me like a three-year-old how the fractional reserve system works.
VP: How the Federal Reserve operates is their business.
VP: And the whole (inaudible) for which they are in…
Bob: It is our business Tom. It is our business because we are the creditors. Don’t cut the people out of this. Since 1933 the government’s been bankrupt and I know this. Since the gold seizure there’s been no money in circulation and the only people who have money are The People. The government and the banks have nothing. You have nothing to lend and any lending transaction, can you, and I’ve asked you this several times and I put it in writing, can you show me the proof of ownership, rights and title to any funds that you have ever lent in a lending transaction to anyone? Do you have the rights, title and ownership three generations to any money that you put in anyone’s account in a lending transaction?
VP: Well totally, we have this deed or mortgage for transfer.
Bob: Okay. That is not…
VP: We don’t have to write or give out that deed or mortgage to the property until the loan was satisfied.
Bob: So if I took out a personal loan or an unsecured loan, and that is not the origin of the funds, the funds are not coming from the collateral.
VP: In an unsecured loan, you’re correct.
Bob: Okay. So where does that money come from?
VP: It comes from reserve (inaudible) of the bank.
Bob: No it does not, you do not lend out your reserves. Modern Money Mechanics plainly shows that you exchange promissory notes for cash, for credits (inaudible) account.
VP: Robert, we could certainly go back and forth on the banking industry and the pros and cons of it.
Bob: Okay. First off…
VP: (Inaudible) remains…
Bob: Tom, Tom, right now and I’m going to warn you again: you are working as an individual on behalf of a foreclosed entity that has been convicted of Treason, running a Debt Slavery system and a private money system. Should you choose to uphold a Debt Slavery system, private money system, you are implicating yourself in Treason. Now unless you’re ready to rebut those filings, okay, point for point with particularity and specificity, you are operating (sound drops) by 10 percent, okay, which does meet your reserve requirements, giving you that consideration, okay? 10 percent would go to the bank that you can use as you wish. The rest of it goes into the account for me.
VP: Do you currently have an account, are you an account owner at FNCB?
Bob: I am.
VP: Then you’re using the system, the FNCB system currently?
Bob: Yes I am.
VP: Well Robert, you certainly have the ability of opening up an account at another bank and having this negotiated. We are not going to do it. We would appreciate if you would stop the phone calls…
Bob: I would appreciate if you would provide me with a lawful documented reason in writing of why my document is being dishonoured because I’m telling you, and I have explained to you that by doing so you are breaking the law. Now unless you have a lawful reason I’m going to ask you to do your fiduciary duty or process the transaction or give proof of reason not, or be prosecuted.
VP: We are not going to, the proof of reason is that it is non-negotiable. You could certainly have recourse in this situation and you’re more than willing to pursue those options.
Bob: Okay, so are you sending me a letter with a signature explaining?
VP: I am not sending you a letter. If anything, I am telling you right now a certificate of value that you presented affords the bank no opportunity to collect the monies on which you say it’s worth. If you provide that information to me and we can collect that 3.5 million in dollars, we will further look into the matter.
Bob: Okay. 3.5 million dollars, okay, I am giving you of real value, the value is in the document itself. I am the creator of money as I always have been, as every person always has been. That’s what allows you to create funds immediately into a person’s account when they go for a lending transaction because their signature gives them access to their trust fund which you’ve been accessing all along. I understand, right, that the system works, because my value was stolen by the Federal Reserve system in the Birth Registration and the Certificate of Birth, that it’s held as collateral for all my accounting, which you’ve been accessing all along.
VP: To begin with, in First National Community Bank…
Bob: Well probably not you at your level, but several pay levels above you, yes.
VP: Bank Vice President here at the bank.
Bob: I understand, okay, but you also report to Federal Reserve Board.
VP: We do not report to the Federal Reserve Board, we are under the guidelines of the Federal Reserve system.
Bob: Ok, and that Federal Reserve system has access, it has always had access. Explain to me this: if they do not have our value secured, how can they issue people bank notes which are promises to pay?
VP: Robert, you’re gonna have to take this up with the Federal Reserve Bank.
Bob: No, no, you just identified yourself as the Vice President of the bank and if you’re incompetent enough to know how money works, then you’re not a credit to your position. I asked you a very simple question.
VP: You can certainly think that and you’re more than willing to have that…
Bob: How can they issue bank notes if they don’t owe us something, if they haven’t taken something first?
VP: Going forward Robert, are you going to continue to call First National Community Bank saying, inquire regarding this issue?
Bob: No-oo, well I am going to pursue the issue in a Grand Jury if I have to.
VP: There is a (inaudible) recourses that you have available to you. My question is: is this going to continue or are you going to pursue the next level and go to the Attorney General? You don’t have to tell me, the Attorney General what your course is. I need to know if you’re going to continue to call First National Community Bank regarding this issue.
Bob: Are you going to provide me legal reason for dishonouring my instrument in writing?
VP: I am telling you the legal issue is that it is a non-negotiable instrument.
Bob: In writing. Thomas Thomas Thomas, in writing, are you going to dishonour my instrument in writing with a legal reason why?
VP: I am telling you right now and the answer is no.
Bob: No, you’re not, then I will continue to pursue this because you are not operating honourably. You’re not operating transparently and you’re not following the guidelines that are set forth to you. If you want to dishonour my instrument, then do it legally.
VP: Robert, any further action with regards to this should be directed to me.
Bob: Okay. That’s fine.
VP: My number is (muted)
Lisa: Bob, (laughing)
Bob: Okay, I got it.
Brian: Oh Bob.
Bob: Okay. (Bit more recording)
Brian: He’s trying to stop.
Bob: You’re not going to send a letter, you’re not going, you’re just going to send my documents back untouched?
VP: Are you saying these are not copies, these are original documents you’ve sent?
Bob: Those are original documents; they’ve got wet ink signatures on them.
VP: Where do you want me to mail these documents Robert?
Bob: Well, I don’t want you to mail them anything, I want you to process them. I’ve made that very clear to you.
VP: Robert, where would you like them sent to Robert?
Bob: If you’re going to send them to me, they’re going to have to be sent with a letter signed by you explaining the legal reason for dishonouring my document. If not…
VP: Very good Robert.
Bob: Very good. Otherwise if you choose to keep it…
VP: (inaudible) to 10 days.
Bob: Huh? Well actually being that you’ve had the document in your possession, that counts as acceptance of the document. Okay? You have accepted the document, you had 72 hours with which to process that document according to the rules in the UCC – you are already in dishonour.
VP: Then you have recourse to pursue with regards to that.
Bob: Okay, and I do intend to do so.
VP: Okay. Thank you Robert for your time.
Bob: Thank you.
End of recording.